Tru

Greenwood, SC · 1 · Charter #21628 · www.gm-fcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$63.9M
15th percentile
Members
7,249
47th percentile
Total loans
$36.4M
22th percentile
Total shares
$46.0M
5th percentile

Profitability

Return on assets
1.42%
73th percentile
Net interest margin
4.43%
87th percentile
Efficiency ratio
68.41%
31th percentile
Non-interest income ratio
28.27%
90th percentile

Capital & Risk

Net worth ratio
10.87%
34th percentile
Delinquency rate
0.34%
77th percentile
Net charge-off rate
0.56%
27th percentile
Loan-to-share
79.05%
69th percentile

Growth

Member growth YoY
2.59%
84th percentile
Asset growth YoY
-3.88%
5th percentile
Loan growth YoY
4.01%
65th percentile
Share growth YoY
-2.60%
10th percentile

Operations

Members / branch
2,416
33th percentile
Assets / member
$8,808
7th percentile
Field of membership penetration
45.31%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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