Liberty Bay

Braintree, MA · 2 · Charter #67541 · www.lbcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$819.6M
89th percentile
Members
21,668
31th percentile
Total loans
$636.5M
92th percentile
Total shares
$552.4M
74th percentile

Profitability

Return on assets
-0.24%
3th percentile
Net interest margin
2.51%
7th percentile
Efficiency ratio
47.23%
89th percentile
Non-interest income ratio
7.86%
4th percentile

Capital & Risk

Net worth ratio
14.94%
90th percentile
Delinquency rate
0.27%
89th percentile
Net charge-off rate
0.02%
99th percentile
Loan-to-share
115.21%
98th percentile

Growth

Member growth YoY
-2.20%
22th percentile
Asset growth YoY
1.43%
21th percentile
Loan growth YoY
-0.38%
24th percentile
Share growth YoY
5.07%
55th percentile

Operations

Members / branch
5,417
64th percentile
Assets / member
$37,827
98th percentile
Field of membership penetration
0.73%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Liberty Bay?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo