Fox Valley

Aurora, IL · 2 · Charter #63286 · www.foxvalleycu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$45.9M
97th percentile
Members
3,405
89th percentile
Total loans
$15.7M
80th percentile
Total shares
$38.6M
96th percentile

Profitability

Return on assets
0.12%
20th percentile
Net interest margin
3.81%
44th percentile
Efficiency ratio
81.46%
22th percentile
Non-interest income ratio
11.77%
58th percentile

Capital & Risk

Net worth ratio
15.68%
55th percentile
Delinquency rate
3.57%
12th percentile
Net charge-off rate
0.47%
34th percentile
Loan-to-share
40.67%
22th percentile

Growth

Member growth YoY
-0.55%
60th percentile
Asset growth YoY
-1.00%
36th percentile
Loan growth YoY
-10.18%
24th percentile
Share growth YoY
-1.11%
40th percentile

Operations

Members / branch
1,135
52th percentile
Assets / member
$13,483
79th percentile
Field of membership penetration
0.98%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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