Allegiance

Oklahoma City, OK · 1 · Charter #24936 · www.allegiancecu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$366.2M
33th percentile
Members
23,798
38th percentile
Total loans
$260.5M
41th percentile
Total shares
$332.4M
39th percentile

Profitability

Return on assets
1.11%
60th percentile
Net interest margin
3.59%
60th percentile
Efficiency ratio
64.68%
27th percentile
Non-interest income ratio
21.79%
68th percentile

Capital & Risk

Net worth ratio
9.39%
24th percentile
Delinquency rate
0.60%
60th percentile
Net charge-off rate
0.46%
45th percentile
Loan-to-share
78.36%
44th percentile

Growth

Member growth YoY
-1.02%
32th percentile
Asset growth YoY
3.50%
38th percentile
Loan growth YoY
0.22%
27th percentile
Share growth YoY
2.40%
31th percentile

Operations

Members / branch
4,760
52th percentile
Assets / member
$15,389
44th percentile
Field of membership penetration
1.69%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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