Blue Coast

Perry, FL · 1 · Charter #11154 · www.myBCFCU.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$162.9M
77th percentile
Members
11,280
76th percentile
Total loans
$123.3M
87th percentile
Total shares
$145.6M
79th percentile

Profitability

Return on assets
1.26%
65th percentile
Net interest margin
4.10%
74th percentile
Efficiency ratio
61.62%
54th percentile
Non-interest income ratio
18.46%
57th percentile

Capital & Risk

Net worth ratio
10.84%
33th percentile
Delinquency rate
0.71%
50th percentile
Net charge-off rate
0.30%
53th percentile
Loan-to-share
84.64%
79th percentile

Growth

Member growth YoY
0.64%
66th percentile
Asset growth YoY
-1.01%
15th percentile
Loan growth YoY
7.92%
80th percentile
Share growth YoY
0.33%
26th percentile

Operations

Members / branch
3,760
65th percentile
Assets / member
$14,441
49th percentile
Field of membership penetration
1.81%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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