Chula Vista City Employees

Chula Vista, CA · 1 · Charter #18405
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
18th percentile
Members
541
19th percentile
Total loans
$2.1M
24th percentile
Total shares
$3.3M
22th percentile

Profitability

Return on assets
-3.13%
2th percentile
Net interest margin
5.72%
93th percentile
Efficiency ratio
96.73%
8th percentile
Non-interest income ratio
6.88%
41th percentile

Capital & Risk

Net worth ratio
5.44%
1th percentile
Delinquency rate
0.01%
84th percentile
Net charge-off rate
3.87%
2th percentile
Loan-to-share
65.37%
57th percentile

Growth

Member growth YoY
-0.37%
62th percentile
Asset growth YoY
-2.89%
25th percentile
Loan growth YoY
-6.82%
34th percentile
Share growth YoY
0.01%
47th percentile

Operations

Members / branch
no peer data
Assets / member
$6,422
26th percentile
Field of membership penetration
32.55%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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