Coastal Bend P O

Victoria, TX · 1 · Charter #11164
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.1M
49th percentile
Members
934
35th percentile
Total loans
$4.4M
40th percentile
Total shares
$9.8M
47th percentile

Profitability

Return on assets
2.91%
97th percentile
Net interest margin
4.95%
82th percentile
Efficiency ratio
31.39%
96th percentile
Non-interest income ratio
2.94%
23th percentile

Capital & Risk

Net worth ratio
24.86%
85th percentile
Delinquency rate
1.00%
41th percentile
Net charge-off rate
0.54%
30th percentile
Loan-to-share
45.14%
28th percentile

Growth

Member growth YoY
-3.81%
25th percentile
Asset growth YoY
-7.21%
10th percentile
Loan growth YoY
-8.34%
29th percentile
Share growth YoY
-10.53%
7th percentile

Operations

Members / branch
934
44th percentile
Assets / member
$14,057
81th percentile
Field of membership penetration
71.85%
86th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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