Nova Ua

CLIFTON, NJ · 1 · Charter #13439 · www.novafcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$152.8M
73th percentile
Members
3,691
11th percentile
Total loans
$101.4M
76th percentile
Total shares
$124.2M
71th percentile

Profitability

Return on assets
0.35%
11th percentile
Net interest margin
2.35%
4th percentile
Efficiency ratio
47.95%
86th percentile
Non-interest income ratio
2.25%
2th percentile

Capital & Risk

Net worth ratio
14.00%
69th percentile
Delinquency rate
0.18%
88th percentile
Net charge-off rate
0.01%
96th percentile
Loan-to-share
81.65%
74th percentile

Growth

Member growth YoY
-2.43%
29th percentile
Asset growth YoY
3.78%
49th percentile
Loan growth YoY
-0.04%
42th percentile
Share growth YoY
3.74%
54th percentile

Operations

Members / branch
1,846
17th percentile
Assets / member
$41,411
99th percentile
Field of membership penetration
60.51%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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