Montoursville Area

MONTOURSVILLE, PA · 1 · Charter #18144 · www.montoursvilleareafcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.6M
27th percentile
Members
684
24th percentile
Total loans
$1.8M
21th percentile
Total shares
$4.8M
29th percentile

Profitability

Return on assets
1.56%
81th percentile
Net interest margin
4.71%
76th percentile
Efficiency ratio
68.11%
47th percentile
Non-interest income ratio
8.29%
46th percentile

Capital & Risk

Net worth ratio
13.94%
44th percentile
Delinquency rate
0.47%
59th percentile
Net charge-off rate
0.00%
74th percentile
Loan-to-share
37.30%
19th percentile

Growth

Member growth YoY
-4.20%
22th percentile
Asset growth YoY
4.68%
72th percentile
Loan growth YoY
-3.03%
50th percentile
Share growth YoY
3.00%
64th percentile

Operations

Members / branch
684
32th percentile
Assets / member
$8,137
40th percentile
Field of membership penetration
5.06%
18th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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