Kenowa Community

WYOMING, MI · 1 · Charter #8119 · www.kenowacu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$30.5M
78th percentile
Members
2,541
77th percentile
Total loans
$24.1M
94th percentile
Total shares
$25.7M
78th percentile

Profitability

Return on assets
1.62%
83th percentile
Net interest margin
4.48%
68th percentile
Efficiency ratio
66.77%
50th percentile
Non-interest income ratio
17.86%
78th percentile

Capital & Risk

Net worth ratio
15.37%
53th percentile
Delinquency rate
0.50%
58th percentile
Net charge-off rate
0.06%
66th percentile
Loan-to-share
93.85%
90th percentile

Growth

Member growth YoY
-0.70%
58th percentile
Asset growth YoY
-3.03%
25th percentile
Loan growth YoY
7.86%
86th percentile
Share growth YoY
-4.37%
23th percentile

Operations

Members / branch
2,541
87th percentile
Assets / member
$12,013
71th percentile
Field of membership penetration
0.32%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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