CommunityAmerica

Lenexa, TX · 1 · Charter #15732 · www.unifyfcu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.7B
95th percentile
Members
617,156
99th percentile
Total loans
$6.3B
96th percentile
Total shares
$7.8B
96th percentile

Profitability

Return on assets
0.57%
21th percentile
Net interest margin
2.51%
13th percentile
Efficiency ratio
59.16%
20th percentile
Non-interest income ratio
32.58%
98th percentile

Capital & Risk

Net worth ratio
9.75%
26th percentile
Delinquency rate
1.63%
9th percentile
Net charge-off rate
0.36%
67th percentile
Loan-to-share
81.04%
31th percentile

Growth

Member growth YoY
147.59%
100th percentile
Asset growth YoY
145.19%
100th percentile
Loan growth YoY
118.50%
100th percentile
Share growth YoY
155.55%
100th percentile

Operations

Members / branch
8,015
54th percentile
Assets / member
$14,056
15th percentile
Field of membership penetration
12.34%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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