Franklin Johnstown

JOHNSTOWN, PA · 1 · Charter #6723 · www.franklinjohnstown.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$36.5M
86th percentile
Members
4,003
94th percentile
Total loans
$11.3M
70th percentile
Total shares
$31.9M
87th percentile

Profitability

Return on assets
1.00%
59th percentile
Net interest margin
3.67%
38th percentile
Efficiency ratio
74.87%
33th percentile
Non-interest income ratio
14.81%
68th percentile

Capital & Risk

Net worth ratio
13.87%
43th percentile
Delinquency rate
0.14%
75th percentile
Net charge-off rate
0.51%
31th percentile
Loan-to-share
35.54%
17th percentile

Growth

Member growth YoY
-3.59%
27th percentile
Asset growth YoY
0.33%
44th percentile
Loan growth YoY
-2.40%
52th percentile
Share growth YoY
-1.82%
36th percentile

Operations

Members / branch
2,002
78th percentile
Assets / member
$9,116
49th percentile
Field of membership penetration
50.04%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Franklin Johnstown?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo