Meridian Mutual

Meridian, MS · 1 · Charter #8433 · www.meridianmutualfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$69.3M
20th percentile
Members
7,452
49th percentile
Total loans
$31.6M
16th percentile
Total shares
$60.9M
23th percentile

Profitability

Return on assets
0.98%
47th percentile
Net interest margin
2.94%
16th percentile
Efficiency ratio
68.85%
30th percentile
Non-interest income ratio
38.36%
98th percentile

Capital & Risk

Net worth ratio
12.43%
53th percentile
Delinquency rate
0.82%
44th percentile
Net charge-off rate
0.55%
29th percentile
Loan-to-share
51.86%
22th percentile

Growth

Member growth YoY
7.05%
96th percentile
Asset growth YoY
18.04%
98th percentile
Loan growth YoY
12.15%
91th percentile
Share growth YoY
19.17%
97th percentile

Operations

Members / branch
3,726
64th percentile
Assets / member
$9,294
10th percentile
Field of membership penetration
9.29%
57th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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