Financial Horizons

HAWTHORNE, NV · 3 · Charter #86755 · www.fhcunv.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$307.0M
17th percentile
Members
14,399
9th percentile
Total loans
$171.3M
12th percentile
Total shares
$275.3M
22th percentile

Profitability

Return on assets
1.03%
55th percentile
Net interest margin
3.26%
37th percentile
Efficiency ratio
57.65%
57th percentile
Non-interest income ratio
11.26%
10th percentile

Capital & Risk

Net worth ratio
12.51%
72th percentile
Delinquency rate
0.04%
99th percentile
Net charge-off rate
0.13%
85th percentile
Loan-to-share
62.22%
16th percentile

Growth

Member growth YoY
5.65%
91th percentile
Asset growth YoY
4.70%
45th percentile
Loan growth YoY
24.93%
98th percentile
Share growth YoY
1.71%
24th percentile

Operations

Members / branch
3,600
28th percentile
Assets / member
$21,319
81th percentile
Field of membership penetration
51.42%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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