Ok

Bartlesville, OK · 1 · Charter #10158 · www.okfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.2M
70th percentile
Members
3,503
90th percentile
Total loans
$17.3M
83th percentile
Total shares
$21.1M
70th percentile

Profitability

Return on assets
1.44%
77th percentile
Net interest margin
4.02%
51th percentile
Efficiency ratio
58.32%
69th percentile
Non-interest income ratio
15.22%
70th percentile

Capital & Risk

Net worth ratio
15.97%
56th percentile
Delinquency rate
0.37%
63th percentile
Net charge-off rate
0.36%
41th percentile
Loan-to-share
82.32%
80th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
-0.35%
39th percentile
Loan growth YoY
-6.96%
33th percentile
Share growth YoY
-1.97%
35th percentile

Operations

Members / branch
3,503
95th percentile
Assets / member
$7,207
32th percentile
Field of membership penetration
87.58%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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