Navigator

Pascagoula, MS · 1 · Charter #24954 · www.navigatorcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$386.3M
37th percentile
Members
47,453
85th percentile
Total loans
$276.2M
45th percentile
Total shares
$310.9M
33th percentile

Profitability

Return on assets
3.58%
100th percentile
Net interest margin
5.49%
99th percentile
Efficiency ratio
60.83%
42th percentile
Non-interest income ratio
42.45%
100th percentile

Capital & Risk

Net worth ratio
18.19%
98th percentile
Delinquency rate
0.70%
52th percentile
Net charge-off rate
1.21%
8th percentile
Loan-to-share
88.84%
72th percentile

Growth

Member growth YoY
0.98%
55th percentile
Asset growth YoY
-3.66%
4th percentile
Loan growth YoY
-0.86%
21th percentile
Share growth YoY
-5.60%
2th percentile

Operations

Members / branch
3,650
30th percentile
Assets / member
$8,140
0th percentile
Field of membership penetration
3.60%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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