Assemblies of God

Springfield, MO · 2 · Charter #62897 · www.agcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$440.7M
49th percentile
Members
18,080
17th percentile
Total loans
$343.3M
59th percentile
Total shares
$331.7M
39th percentile

Profitability

Return on assets
-0.07%
4th percentile
Net interest margin
2.53%
7th percentile
Efficiency ratio
52.14%
76th percentile
Non-interest income ratio
16.69%
35th percentile

Capital & Risk

Net worth ratio
8.78%
13th percentile
Delinquency rate
1.31%
16th percentile
Net charge-off rate
0.06%
94th percentile
Loan-to-share
103.50%
94th percentile

Growth

Member growth YoY
-0.46%
37th percentile
Asset growth YoY
0.48%
15th percentile
Loan growth YoY
-0.29%
24th percentile
Share growth YoY
1.15%
19th percentile

Operations

Members / branch
9,040
90th percentile
Assets / member
$24,376
89th percentile
Field of membership penetration
4.02%
49th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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