Natrium Employees

Proctor, WV · 1 · Charter #24090 · www.natriumefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.7M
46th percentile
Members
750
27th percentile
Total loans
$6.8M
53th percentile
Total shares
$10.4M
48th percentile

Profitability

Return on assets
1.81%
87th percentile
Net interest margin
4.44%
67th percentile
Efficiency ratio
60.86%
63th percentile
Non-interest income ratio
6.84%
40th percentile

Capital & Risk

Net worth ratio
11.54%
26th percentile
Delinquency rate
0.94%
43th percentile
Net charge-off rate
0.02%
71th percentile
Loan-to-share
65.51%
57th percentile

Growth

Member growth YoY
0.13%
69th percentile
Asset growth YoY
15.36%
97th percentile
Loan growth YoY
8.18%
86th percentile
Share growth YoY
14.54%
96th percentile

Operations

Members / branch
750
35th percentile
Assets / member
$15,628
87th percentile
Field of membership penetration
50.00%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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