Blue Mountain

COLLEGE PLACE, WA · 2 · Charter #68280 · www.bmcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$54.8M
5th percentile
Members
4,491
19th percentile
Total loans
$39.1M
26th percentile
Total shares
$47.4M
7th percentile

Profitability

Return on assets
1.17%
60th percentile
Net interest margin
4.12%
76th percentile
Efficiency ratio
55.69%
70th percentile
Non-interest income ratio
5.96%
5th percentile

Capital & Risk

Net worth ratio
13.27%
62th percentile
Delinquency rate
0.96%
35th percentile
Net charge-off rate
0.97%
12th percentile
Loan-to-share
82.48%
76th percentile

Growth

Member growth YoY
-1.10%
44th percentile
Asset growth YoY
1.43%
30th percentile
Loan growth YoY
1.78%
53th percentile
Share growth YoY
1.08%
30th percentile

Operations

Members / branch
4,491
77th percentile
Assets / member
$12,195
30th percentile
Field of membership penetration
7.39%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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