Frontier

Idaho Falls, ID · 2 · Charter #68376 · www.frontiercreditunion.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$711.5M
79th percentile
Members
52,110
90th percentile
Total loans
$570.4M
87th percentile
Total shares
$626.8M
82th percentile

Profitability

Return on assets
0.96%
49th percentile
Net interest margin
3.84%
75th percentile
Efficiency ratio
62.99%
33th percentile
Non-interest income ratio
24.71%
79th percentile

Capital & Risk

Net worth ratio
9.01%
17th percentile
Delinquency rate
0.64%
57th percentile
Net charge-off rate
1.03%
11th percentile
Loan-to-share
91.00%
76th percentile

Growth

Member growth YoY
4.74%
88th percentile
Asset growth YoY
3.56%
38th percentile
Loan growth YoY
7.59%
69th percentile
Share growth YoY
11.01%
92th percentile

Operations

Members / branch
3,474
25th percentile
Assets / member
$13,653
26th percentile
Field of membership penetration
3.47%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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