Kings Peak

Roosevelt, UT · 2 · Charter #67160 · www.kingspeakcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$65.7M
17th percentile
Members
3,817
12th percentile
Total loans
$49.1M
38th percentile
Total shares
$59.9M
22th percentile

Profitability

Return on assets
1.87%
89th percentile
Net interest margin
3.71%
53th percentile
Efficiency ratio
38.51%
95th percentile
Non-interest income ratio
15.22%
39th percentile

Capital & Risk

Net worth ratio
8.75%
9th percentile
Delinquency rate
2.68%
5th percentile
Net charge-off rate
0.46%
37th percentile
Loan-to-share
81.88%
75th percentile

Growth

Member growth YoY
9.56%
97th percentile
Asset growth YoY
17.04%
97th percentile
Loan growth YoY
19.00%
97th percentile
Share growth YoY
19.00%
97th percentile

Operations

Members / branch
3,817
66th percentile
Assets / member
$17,215
72th percentile
Field of membership penetration
6.94%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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