Lufkin

Lufkin, TX · 1 · Charter #16351 · www.lufkinfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.1M
97th percentile
Members
5,065
98th percentile
Total loans
$18.2M
85th percentile
Total shares
$33.7M
90th percentile

Profitability

Return on assets
2.27%
94th percentile
Net interest margin
4.62%
73th percentile
Efficiency ratio
59.22%
66th percentile
Non-interest income ratio
24.24%
89th percentile

Capital & Risk

Net worth ratio
26.22%
88th percentile
Delinquency rate
0.05%
81th percentile
Net charge-off rate
0.24%
48th percentile
Loan-to-share
54.03%
41th percentile

Growth

Member growth YoY
3.01%
89th percentile
Asset growth YoY
4.74%
72th percentile
Loan growth YoY
0.30%
63th percentile
Share growth YoY
3.30%
65th percentile

Operations

Members / branch
5,065
99th percentile
Assets / member
$9,103
48th percentile
Field of membership penetration
15.83%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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