Metco

Cedar Rapids, IA · 2 · Charter #60013 · www.metcocu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$56.7M
8th percentile
Members
3,267
7th percentile
Total loans
$33.5M
19th percentile
Total shares
$46.1M
5th percentile

Profitability

Return on assets
2.74%
99th percentile
Net interest margin
4.39%
86th percentile
Efficiency ratio
42.12%
93th percentile
Non-interest income ratio
16.81%
48th percentile

Capital & Risk

Net worth ratio
18.11%
89th percentile
Delinquency rate
0.18%
88th percentile
Net charge-off rate
0.12%
79th percentile
Loan-to-share
72.68%
59th percentile

Growth

Member growth YoY
1.46%
74th percentile
Asset growth YoY
6.36%
72th percentile
Loan growth YoY
5.83%
74th percentile
Share growth YoY
4.06%
56th percentile

Operations

Members / branch
3,267
54th percentile
Assets / member
$17,358
73th percentile
Field of membership penetration
0.32%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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