Utah Community

Provo, UT · 1 · Charter #10709 · www.uccu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.7B
74th percentile
Members
265,405
84th percentile
Total loans
$3.1B
78th percentile
Total shares
$3.3B
76th percentile

Profitability

Return on assets
1.45%
80th percentile
Net interest margin
2.97%
34th percentile
Efficiency ratio
40.99%
86th percentile
Non-interest income ratio
15.08%
27th percentile

Capital & Risk

Net worth ratio
10.17%
37th percentile
Delinquency rate
0.51%
70th percentile
Net charge-off rate
0.31%
76th percentile
Loan-to-share
93.84%
63th percentile

Growth

Member growth YoY
8.94%
93th percentile
Asset growth YoY
17.90%
95th percentile
Loan growth YoY
15.45%
92th percentile
Share growth YoY
17.22%
94th percentile

Operations

Members / branch
10,616
77th percentile
Assets / member
$14,094
15th percentile
Field of membership penetration
7.81%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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