Mesquite

Mesquite, TX · 2 · Charter #67436 · www.mesquitecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$40.6M
90th percentile
Members
2,888
83th percentile
Total loans
$26.3M
95th percentile
Total shares
$35.9M
93th percentile

Profitability

Return on assets
0.93%
55th percentile
Net interest margin
4.20%
59th percentile
Efficiency ratio
78.59%
26th percentile
Non-interest income ratio
15.33%
70th percentile

Capital & Risk

Net worth ratio
10.55%
19th percentile
Delinquency rate
0.13%
75th percentile
Net charge-off rate
0.03%
70th percentile
Loan-to-share
73.08%
67th percentile

Growth

Member growth YoY
-3.22%
31th percentile
Asset growth YoY
2.05%
56th percentile
Loan growth YoY
4.03%
76th percentile
Share growth YoY
1.13%
54th percentile

Operations

Members / branch
1,444
63th percentile
Assets / member
$14,049
81th percentile
Field of membership penetration
5.78%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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