M.P.D. Community

Nashville, TN · 2 · Charter #67979 · WWW.MPDCU.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$39.4M
89th percentile
Members
2,947
83th percentile
Total loans
$23.6M
93th percentile
Total shares
$34.8M
91th percentile

Profitability

Return on assets
1.33%
73th percentile
Net interest margin
4.64%
74th percentile
Efficiency ratio
67.46%
48th percentile
Non-interest income ratio
16.26%
73th percentile

Capital & Risk

Net worth ratio
11.30%
25th percentile
Delinquency rate
1.08%
39th percentile
Net charge-off rate
0.28%
45th percentile
Loan-to-share
67.87%
60th percentile

Growth

Member growth YoY
0.10%
68th percentile
Asset growth YoY
7.41%
86th percentile
Loan growth YoY
-8.29%
29th percentile
Share growth YoY
6.96%
84th percentile

Operations

Members / branch
2,947
91th percentile
Assets / member
$13,365
78th percentile
Field of membership penetration
25.00%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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