Navarro

Corsicana, TX · 2 · Charter #67407
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.8M
15th percentile
Members
673
24th percentile
Total loans
$1.4M
18th percentile
Total shares
$1.6M
13th percentile

Profitability

Return on assets
0.47%
34th percentile
Net interest margin
4.30%
62th percentile
Efficiency ratio
75.66%
32th percentile
Non-interest income ratio
6.85%
40th percentile

Capital & Risk

Net worth ratio
41.35%
97th percentile
Delinquency rate
0.85%
45th percentile
Net charge-off rate
1.65%
9th percentile
Loan-to-share
87.61%
85th percentile

Growth

Member growth YoY
0.15%
69th percentile
Asset growth YoY
-1.78%
31th percentile
Loan growth YoY
5.00%
79th percentile
Share growth YoY
-3.79%
26th percentile

Operations

Members / branch
673
31th percentile
Assets / member
$4,110
11th percentile
Field of membership penetration
70.10%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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