Eastmill

EAST MILLINOCKE, ME · 1 · Charter #9518 · www.eastmillfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$77.2M
28th percentile
Members
4,081
15th percentile
Total loans
$29.4M
14th percentile
Total shares
$62.4M
25th percentile

Profitability

Return on assets
0.51%
17th percentile
Net interest margin
3.64%
49th percentile
Efficiency ratio
69.52%
28th percentile
Non-interest income ratio
11.93%
25th percentile

Capital & Risk

Net worth ratio
18.97%
91th percentile
Delinquency rate
0.20%
87th percentile
Net charge-off rate
0.26%
58th percentile
Loan-to-share
47.02%
17th percentile

Growth

Member growth YoY
-1.14%
43th percentile
Asset growth YoY
5.38%
63th percentile
Loan growth YoY
9.92%
86th percentile
Share growth YoY
6.09%
72th percentile

Operations

Members / branch
2,041
22th percentile
Assets / member
$18,911
80th percentile
Field of membership penetration
45.34%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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