Delta

Greenville, MS · 1 · Charter #24893 · www.deltacu.virtual.cu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.5M
37th percentile
Members
1,733
59th percentile
Total loans
$3.4M
34th percentile
Total shares
$6.0M
34th percentile

Profitability

Return on assets
3.15%
98th percentile
Net interest margin
7.02%
98th percentile
Efficiency ratio
59.10%
67th percentile
Non-interest income ratio
16.76%
75th percentile

Capital & Risk

Net worth ratio
28.94%
91th percentile
Delinquency rate
0.21%
70th percentile
Net charge-off rate
0.32%
43th percentile
Loan-to-share
56.27%
44th percentile

Growth

Member growth YoY
-1.76%
46th percentile
Asset growth YoY
2.13%
57th percentile
Loan growth YoY
4.15%
76th percentile
Share growth YoY
-1.45%
38th percentile

Operations

Members / branch
867
41th percentile
Assets / member
$4,915
16th percentile
Field of membership penetration
43.33%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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