Pipefitters-Steamfitters

Woodbury, MN · 2 · Charter #63157 · www.pipefitterscu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$50.5M
0th percentile
Members
3,744
11th percentile
Total loans
$26.4M
10th percentile
Total shares
$43.4M
2th percentile

Profitability

Return on assets
1.92%
91th percentile
Net interest margin
5.02%
96th percentile
Efficiency ratio
61.00%
56th percentile
Non-interest income ratio
8.71%
11th percentile

Capital & Risk

Net worth ratio
13.21%
62th percentile
Delinquency rate
0.56%
60th percentile
Net charge-off rate
0.67%
20th percentile
Loan-to-share
60.77%
37th percentile

Growth

Member growth YoY
4.58%
92th percentile
Asset growth YoY
-0.03%
20th percentile
Loan growth YoY
-4.17%
21th percentile
Share growth YoY
-2.02%
13th percentile

Operations

Members / branch
1,872
18th percentile
Assets / member
$13,477
42th percentile
Field of membership penetration
93.60%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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