Tuscaloosa V a

Tuscaloosa, AL · 1 · Charter #7532 · www.tvacu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$50.8M
1th percentile
Members
3,451
8th percentile
Total loans
$24.5M
8th percentile
Total shares
$44.9M
4th percentile

Profitability

Return on assets
0.92%
42th percentile
Net interest margin
3.73%
54th percentile
Efficiency ratio
66.14%
39th percentile
Non-interest income ratio
11.43%
21th percentile

Capital & Risk

Net worth ratio
12.77%
57th percentile
Delinquency rate
0.53%
63th percentile
Net charge-off rate
0.20%
66th percentile
Loan-to-share
54.43%
26th percentile

Growth

Member growth YoY
2.65%
84th percentile
Asset growth YoY
8.19%
82th percentile
Loan growth YoY
11.58%
90th percentile
Share growth YoY
6.85%
76th percentile

Operations

Members / branch
1,726
14th percentile
Assets / member
$14,733
52th percentile
Field of membership penetration
1.38%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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