Texas Dps

Austin, TX · 2 · Charter #67511 · www.txdpscu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$98.7M
45th percentile
Members
5,763
32th percentile
Total loans
$57.5M
48th percentile
Total shares
$86.3M
47th percentile

Profitability

Return on assets
1.41%
72th percentile
Net interest margin
4.02%
69th percentile
Efficiency ratio
65.07%
42th percentile
Non-interest income ratio
16.52%
46th percentile

Capital & Risk

Net worth ratio
12.11%
48th percentile
Delinquency rate
0.90%
39th percentile
Net charge-off rate
0.33%
49th percentile
Loan-to-share
66.70%
47th percentile

Growth

Member growth YoY
-0.16%
56th percentile
Asset growth YoY
0.53%
23th percentile
Loan growth YoY
1.48%
51th percentile
Share growth YoY
-0.35%
21th percentile

Operations

Members / branch
5,763
88th percentile
Assets / member
$17,124
71th percentile
Field of membership penetration
23.05%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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