Peoria Bell

Peoria, IL · 2 · Charter #65905 · www.peoriabell.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.9M
29th percentile
Members
615
21th percentile
Total loans
$3.3M
33th percentile
Total shares
$3.4M
22th percentile

Profitability

Return on assets
-0.25%
11th percentile
Net interest margin
4.17%
58th percentile
Efficiency ratio
101.28%
6th percentile
Non-interest income ratio
3.42%
26th percentile

Capital & Risk

Net worth ratio
43.33%
98th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.16%
97th percentile
Loan-to-share
98.38%
93th percentile

Growth

Member growth YoY
-1.76%
46th percentile
Asset growth YoY
-1.54%
32th percentile
Loan growth YoY
4.98%
79th percentile
Share growth YoY
-2.26%
33th percentile

Operations

Members / branch
615
28th percentile
Assets / member
$9,667
54th percentile
Field of membership penetration
68.33%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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