Beacon

Wabash, IN · 3 · Charter #82791 · www.beaconcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8B
42th percentile
Members
54,139
7th percentile
Total loans
$1.2B
41th percentile
Total shares
$1.5B
41th percentile

Profitability

Return on assets
0.23%
8th percentile
Net interest margin
2.49%
13th percentile
Efficiency ratio
56.05%
30th percentile
Non-interest income ratio
13.51%
18th percentile

Capital & Risk

Net worth ratio
13.16%
84th percentile
Delinquency rate
0.10%
99th percentile
Net charge-off rate
0.03%
100th percentile
Loan-to-share
82.97%
34th percentile

Growth

Member growth YoY
13.28%
96th percentile
Asset growth YoY
15.78%
93th percentile
Loan growth YoY
15.30%
92th percentile
Share growth YoY
21.52%
96th percentile

Operations

Members / branch
2,354
0th percentile
Assets / member
$32,633
96th percentile
Field of membership penetration
2.33%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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