Arize

State College, PA · 1 · Charter #24187 · www.arizefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$172.1M
80th percentile
Members
11,952
79th percentile
Total loans
$115.2M
84th percentile
Total shares
$150.9M
82th percentile

Profitability

Return on assets
0.94%
44th percentile
Net interest margin
3.98%
68th percentile
Efficiency ratio
62.36%
51th percentile
Non-interest income ratio
17.31%
51th percentile

Capital & Risk

Net worth ratio
8.14%
4th percentile
Delinquency rate
2.75%
4th percentile
Net charge-off rate
0.63%
23th percentile
Loan-to-share
76.35%
64th percentile

Growth

Member growth YoY
3.31%
87th percentile
Asset growth YoY
6.59%
73th percentile
Loan growth YoY
7.75%
80th percentile
Share growth YoY
4.86%
63th percentile

Operations

Members / branch
3,984
69th percentile
Assets / member
$14,397
49th percentile
Field of membership penetration
2.02%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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