Uark

Fayetteville, AR · 1 · Charter #16946 · www.uarkfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$83.3M
33th percentile
Members
7,014
45th percentile
Total loans
$52.8M
43th percentile
Total shares
$71.6M
34th percentile

Profitability

Return on assets
1.37%
71th percentile
Net interest margin
3.79%
57th percentile
Efficiency ratio
61.96%
52th percentile
Non-interest income ratio
20.88%
68th percentile

Capital & Risk

Net worth ratio
12.42%
53th percentile
Delinquency rate
0.45%
68th percentile
Net charge-off rate
0.18%
69th percentile
Loan-to-share
73.77%
61th percentile

Growth

Member growth YoY
-4.31%
15th percentile
Asset growth YoY
-0.36%
19th percentile
Loan growth YoY
1.45%
51th percentile
Share growth YoY
-2.10%
12th percentile

Operations

Members / branch
2,338
31th percentile
Assets / member
$11,878
27th percentile
Field of membership penetration
4.84%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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