Southeast Missouri Community

Park Hills, MO · 2 · Charter #67716 · www.southeastcreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.5M
31th percentile
Members
1,180
42th percentile
Total loans
$3.5M
34th percentile
Total shares
$5.9M
34th percentile

Profitability

Return on assets
-0.76%
6th percentile
Net interest margin
4.40%
66th percentile
Efficiency ratio
79.52%
24th percentile
Non-interest income ratio
16.74%
75th percentile

Capital & Risk

Net worth ratio
8.31%
6th percentile
Delinquency rate
0.95%
43th percentile
Net charge-off rate
0.96%
18th percentile
Loan-to-share
58.85%
48th percentile

Growth

Member growth YoY
-3.20%
31th percentile
Asset growth YoY
-11.67%
4th percentile
Loan growth YoY
-13.25%
15th percentile
Share growth YoY
-12.74%
5th percentile

Operations

Members / branch
1,180
54th percentile
Assets / member
$5,486
20th percentile
Field of membership penetration
0.97%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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