Knox Co. Employees

KNOXVILLE, TN · 2 · Charter #67793 · www.knoxcountyecu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.0M
49th percentile
Members
1,350
48th percentile
Total loans
$6.9M
53th percentile
Total shares
$10.6M
49th percentile

Profitability

Return on assets
1.55%
81th percentile
Net interest margin
4.46%
68th percentile
Efficiency ratio
66.15%
51th percentile
Non-interest income ratio
11.77%
58th percentile

Capital & Risk

Net worth ratio
17.36%
63th percentile
Delinquency rate
0.10%
77th percentile
Net charge-off rate
-0.04%
94th percentile
Loan-to-share
64.86%
56th percentile

Growth

Member growth YoY
-0.88%
56th percentile
Asset growth YoY
8.76%
89th percentile
Loan growth YoY
-0.39%
61th percentile
Share growth YoY
7.09%
84th percentile

Operations

Members / branch
675
31th percentile
Assets / member
$9,636
53th percentile
Field of membership penetration
27.00%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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