Dallas U.P. Employees

Dallas, TX · 2 · Charter #67547 · www.dupecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$26.7M
73th percentile
Members
1,448
51th percentile
Total loans
$17.9M
85th percentile
Total shares
$20.3M
69th percentile

Profitability

Return on assets
1.54%
80th percentile
Net interest margin
4.05%
52th percentile
Efficiency ratio
43.19%
90th percentile
Non-interest income ratio
8.89%
48th percentile

Capital & Risk

Net worth ratio
23.86%
84th percentile
Delinquency rate
0.73%
49th percentile
Net charge-off rate
-0.11%
96th percentile
Loan-to-share
88.26%
86th percentile

Growth

Member growth YoY
5.00%
93th percentile
Asset growth YoY
3.15%
63th percentile
Loan growth YoY
4.64%
78th percentile
Share growth YoY
2.21%
59th percentile

Operations

Members / branch
1,448
63th percentile
Assets / member
$18,451
94th percentile
Field of membership penetration
57.92%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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