Penn

Philadelphia, PA · 1 · Charter #20207 · www.penncu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$54.5M
5th percentile
Members
6,645
41th percentile
Total loans
$18.6M
3th percentile
Total shares
$39.8M
1th percentile

Profitability

Return on assets
0.61%
23th percentile
Net interest margin
4.03%
71th percentile
Efficiency ratio
83.23%
5th percentile
Non-interest income ratio
19.31%
61th percentile

Capital & Risk

Net worth ratio
24.16%
98th percentile
Delinquency rate
1.84%
12th percentile
Net charge-off rate
0.94%
12th percentile
Loan-to-share
46.68%
16th percentile

Growth

Member growth YoY
0.87%
68th percentile
Asset growth YoY
-2.69%
8th percentile
Loan growth YoY
-3.38%
24th percentile
Share growth YoY
-3.79%
6th percentile

Operations

Members / branch
3,323
55th percentile
Assets / member
$8,206
5th percentile
Field of membership penetration
66.45%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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