Dacotah

Rapid City, SD · 1 · Charter #7021 · www.dacotahfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.7M
43th percentile
Members
843
31th percentile
Total loans
$6.3M
50th percentile
Total shares
$9.5M
46th percentile

Profitability

Return on assets
0.52%
36th percentile
Net interest margin
5.54%
91th percentile
Efficiency ratio
83.14%
19th percentile
Non-interest income ratio
7.11%
42th percentile

Capital & Risk

Net worth ratio
10.44%
18th percentile
Delinquency rate
0.04%
82th percentile
Net charge-off rate
0.05%
68th percentile
Loan-to-share
66.46%
58th percentile

Growth

Member growth YoY
-3.66%
27th percentile
Asset growth YoY
-8.44%
8th percentile
Loan growth YoY
5.19%
79th percentile
Share growth YoY
-10.05%
8th percentile

Operations

Members / branch
843
40th percentile
Assets / member
$12,639
75th percentile
Field of membership penetration
0.74%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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