Maine Highlands

Dexter, ME · 1 · Charter #17398 · www.mhfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$221.8M
95th percentile
Members
14,231
88th percentile
Total loans
$139.6M
93th percentile
Total shares
$196.4M
95th percentile

Profitability

Return on assets
1.33%
69th percentile
Net interest margin
3.91%
64th percentile
Efficiency ratio
55.49%
70th percentile
Non-interest income ratio
16.15%
44th percentile

Capital & Risk

Net worth ratio
10.82%
33th percentile
Delinquency rate
2.24%
8th percentile
Net charge-off rate
0.26%
58th percentile
Loan-to-share
71.07%
55th percentile

Growth

Member growth YoY
0.64%
66th percentile
Asset growth YoY
10.57%
90th percentile
Loan growth YoY
6.96%
78th percentile
Share growth YoY
10.41%
89th percentile

Operations

Members / branch
2,372
32th percentile
Assets / member
$15,583
59th percentile
Field of membership penetration
6.35%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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