Mypoint

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$672.1M

75^th percentile

Members

27,526

48^th percentile

Total loans

$566.5M

86^th percentile

Total shares

$558.7M

76^th percentile

Profitability

Return on assets

0.41%

14^th percentile

Net interest margin

3.08%

27^th percentile

Efficiency ratio

67.66%

18^th percentile

Non-interest income ratio

18.79%

48^th percentile

Capital & Risk

Net worth ratio

8.88%

15^th percentile

Delinquency rate

0.26%

89^th percentile

Net charge-off rate

0.17%

81^th percentile

Loan-to-share

101.38%

92^th percentile

Growth

Member growth YoY

0.68%

52^th percentile

Asset growth YoY

3.25%

36^th percentile

Loan growth YoY

9.89%

81^th percentile

Share growth YoY

-1.10%

9^th percentile

Operations

Members / branch

3,932

35^th percentile

Assets / member

$24,415

90^th percentile

Field of membership penetration

0.60%

8^th percentile

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