Wildfire

Saginaw, MI · 2 · Charter #60057 · www.wildfirecu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.2B
12th percentile
Members
49,856
4th percentile
Total loans
$696.4M
4th percentile
Total shares
$1.0B
16th percentile

Profitability

Return on assets
0.74%
33th percentile
Net interest margin
2.88%
29th percentile
Efficiency ratio
53.84%
41th percentile
Non-interest income ratio
17.72%
44th percentile

Capital & Risk

Net worth ratio
10.96%
55th percentile
Delinquency rate
0.59%
64th percentile
Net charge-off rate
0.56%
43th percentile
Loan-to-share
67.34%
12th percentile

Growth

Member growth YoY
1.72%
43th percentile
Asset growth YoY
5.36%
47th percentile
Loan growth YoY
10.74%
81th percentile
Share growth YoY
4.50%
39th percentile

Operations

Members / branch
7,122
43th percentile
Assets / member
$23,487
84th percentile
Field of membership penetration
0.50%
1th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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