Stoughton Town Employees

Stoughton, MA · 1 · Charter #17437 · www.stoughtontownemployeesfc
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.5M
14th percentile
Members
477
17th percentile
Total loans
$1.5M
19th percentile
Total shares
$2.1M
15th percentile

Profitability

Return on assets
1.39%
75th percentile
Net interest margin
4.81%
78th percentile
Efficiency ratio
66.99%
49th percentile
Non-interest income ratio
0.02%
5th percentile

Capital & Risk

Net worth ratio
16.10%
57th percentile
Delinquency rate
0.21%
70th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
74.86%
70th percentile

Growth

Member growth YoY
0.63%
74th percentile
Asset growth YoY
-10.22%
5th percentile
Loan growth YoY
-9.92%
24th percentile
Share growth YoY
-13.16%
4th percentile

Operations

Members / branch
477
22th percentile
Assets / member
$5,139
17th percentile
Field of membership penetration
47.70%
63th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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