Mamta

Mamaroneck, NY · 1 · Charter #2800 · www.mamtafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.3M
37th percentile
Members
877
33th percentile
Total loans
$1.5M
19th percentile
Total shares
$6.9M
37th percentile

Profitability

Return on assets
-0.03%
15th percentile
Net interest margin
2.05%
4th percentile
Efficiency ratio
65.26%
53th percentile
Non-interest income ratio
0.61%
11th percentile

Capital & Risk

Net worth ratio
17.19%
63th percentile
Delinquency rate
0.01%
84th percentile
Net charge-off rate
1.53%
10th percentile
Loan-to-share
21.26%
6th percentile

Growth

Member growth YoY
-3.52%
28th percentile
Asset growth YoY
-11.50%
4th percentile
Loan growth YoY
-9.46%
26th percentile
Share growth YoY
-13.50%
4th percentile

Operations

Members / branch
439
20th percentile
Assets / member
$9,467
52th percentile
Field of membership penetration
58.47%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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