Capitol View

Des Moines, IA · 2 · Charter #62878 · www.capview.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.0M
97th percentile
Members
1,759
60th percentile
Total loans
$25.4M
95th percentile
Total shares
$37.3M
95th percentile

Profitability

Return on assets
1.16%
66th percentile
Net interest margin
3.97%
49th percentile
Efficiency ratio
57.61%
71th percentile
Non-interest income ratio
11.97%
59th percentile

Capital & Risk

Net worth ratio
18.64%
69th percentile
Delinquency rate
0.12%
76th percentile
Net charge-off rate
0.20%
52th percentile
Loan-to-share
68.20%
61th percentile

Growth

Member growth YoY
-2.17%
42th percentile
Asset growth YoY
3.45%
65th percentile
Loan growth YoY
0.13%
63th percentile
Share growth YoY
2.73%
62th percentile

Operations

Members / branch
1,759
72th percentile
Assets / member
$26,151
99th percentile
Field of membership penetration
0.65%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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