Capitol

Austin, TX · 2 · Charter #67865 · www.ccutx.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$229.8M
95th percentile
Members
13,971
87th percentile
Total loans
$168.8M
98th percentile
Total shares
$195.2M
95th percentile

Profitability

Return on assets
0.67%
27th percentile
Net interest margin
3.67%
50th percentile
Efficiency ratio
68.16%
32th percentile
Non-interest income ratio
17.79%
53th percentile

Capital & Risk

Net worth ratio
12.08%
48th percentile
Delinquency rate
0.28%
81th percentile
Net charge-off rate
0.21%
65th percentile
Loan-to-share
86.47%
81th percentile

Growth

Member growth YoY
5.47%
94th percentile
Asset growth YoY
5.15%
61th percentile
Loan growth YoY
12.96%
92th percentile
Share growth YoY
5.18%
65th percentile

Operations

Members / branch
4,657
79th percentile
Assets / member
$16,449
66th percentile
Field of membership penetration
1.00%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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