Lancaster Red Rose

Leola, PA · 2 · Charter #60113 · www.lrrcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.7M
4th percentile
Members
4,862
23th percentile
Total loans
$22.8M
6th percentile
Total shares
$45.7M
5th percentile

Profitability

Return on assets
2.20%
95th percentile
Net interest margin
4.24%
81th percentile
Efficiency ratio
55.11%
71th percentile
Non-interest income ratio
20.81%
67th percentile

Capital & Risk

Net worth ratio
14.34%
72th percentile
Delinquency rate
0.90%
39th percentile
Net charge-off rate
0.29%
55th percentile
Loan-to-share
49.91%
20th percentile

Growth

Member growth YoY
-1.64%
38th percentile
Asset growth YoY
2.80%
40th percentile
Loan growth YoY
28.73%
99th percentile
Share growth YoY
-0.08%
23th percentile

Operations

Members / branch
1,216
4th percentile
Assets / member
$11,039
20th percentile
Field of membership penetration
0.87%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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