Dugood

BEAUMONT, TX · 1 · Charter #15146 · www.dugood.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$594.7M
68th percentile
Members
37,482
71th percentile
Total loans
$406.8M
68th percentile
Total shares
$509.3M
68th percentile

Profitability

Return on assets
1.72%
89th percentile
Net interest margin
3.34%
41th percentile
Efficiency ratio
48.83%
85th percentile
Non-interest income ratio
20.52%
59th percentile

Capital & Risk

Net worth ratio
12.98%
76th percentile
Delinquency rate
0.10%
97th percentile
Net charge-off rate
0.25%
70th percentile
Loan-to-share
79.87%
48th percentile

Growth

Member growth YoY
2.43%
72th percentile
Asset growth YoY
11.80%
91th percentile
Loan growth YoY
6.22%
62th percentile
Share growth YoY
11.34%
92th percentile

Operations

Members / branch
2,883
14th percentile
Assets / member
$15,866
48th percentile
Field of membership penetration
6.17%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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